The Reserve Bank has held the OCR at 2.75%, but uncertainty remains for borrowers. With inflation still above target and potential rate increases ahead, find out what this means for mortgage holders and why planning ahead is important.

Fixed, floating or a combination of both? The way your mortgage is structured can be just as important as the interest rate. Explore your options and find out how the right structure can offer flexibility, certainty and better financial control.

With inflation easing to 3.7% and the next OCR announcement approaching, what could this mean for interest rates and borrowers in New Zealand?

Refer someone to Infinance and get rewarded! Find out how you could earn Prezzy Cards by referring friends, family or colleagues who could benefit from expert mortgage, finance or insurance advice.

A profitable business doesn’t always mean healthy cash flow. Discover how managing cash flow effectively and choosing the right finance solutions can help your business meet its commitments, manage unexpected challenges and plan for growth.

For anyone buying property, the Loan-to-Value Ratio, or LVR, is a number worth understanding.

Could 2027 finally be the year New Zealand’s economy turns a corner? With inflation easing, interest rates becoming more supportive and stronger growth forecast, the foundations for recovery are starting to take shape. We look at what could be ahead for households, businesses and investors.

Thinking about buying a business? Understanding what lenders look for can help you prepare a stronger finance application. From equity and cash flow to business performance and experience, here’s what to consider before taking the next step.

Building a new home, developing a property or undertaking a subdivision can be exciting opportunities—but the finance required can be very different from a standard residential mortgage.

The right finance structure can make a real difference to business cashflow. From purchasing vehicles and equipment to refinancing, equity release and seasonal repayments, Infinance can help structure finance around how your assets work and how your business gets paid.

Could your savings be helping you pay less interest on your mortgage?

An offset mortgage links your savings to your home loan, reducing the balance you pay interest on while keeping your money accessible.

We look at how offset mortgages work, the benefits, and whether one could be right for you.

The Official Cash Rate has risen to 2.75% - but what does that mean for homeowners, businesses and the wider New Zealand economy? We take a look at what’s behind the latest OCR increase, what it could mean for borrowing costs, and the outlook from here.

Buying a home is exciting, especially if it’s your first. There are keys to collect, rooms to fill and plenty of plans for the future. But alongside the excitement of taking on a mortgage, it’s worth having a conversation about what happens if life doesn’t quite go according to plan.

That’s where the right insurance can help, read on for some things to consider.

What happens to your business if the person who makes it work suddenly can't?

Most businesses insure their buildings, vehicles, machinery, stock and other assets. But one of the most valuable assets can walk through the door every morning — the people behind the business.

When the economic outlook becomes uncertain, the businesses that stay flexible are often the ones best positioned to take advantage of the recovery.

For many New Zealanders, a new ute or work vehicle isn't a luxury - it's an essential business tool. Whether you're a farmer, contractor, tradesperson or small business owner, the right vehicle can improve productivity, reliability and safety. But before signing on the dotted line, it's worth taking a step back and looking at the bigger financial picture.

Making financial decisions can be overwhelming. Whether you're buying a home, financing business equipment, protecting your family with insurance, or planning for retirement, having an experienced professional in your corner can make all the difference. Here are three reasons why engaging a licensed financial adviser is a smart move.

For many business owners, tax debt is viewed as a problem to be managed when cash flow improves. However, when it comes to securing finance, outstanding obligations to Inland Revenue can become a significant barrier.

Receiving a "no" from your bank can be disheartening. Whether you're applying for a mortgage, business finance, vehicle lending, or debt consolidation, it's easy to assume the decision is final.