Renovation and green energy loans.

Written By Kim Manunui

As renovations can range from a simple facelift to a full makeover inside and out with structural changes, so too can the loans that can make it happen.

Depending on the amount of equity, LVR, size of the job and intended repayment duration, options can range from unsecured and secured personal loans through to mortgage top ups and construction loans for the more substantial renovation works and where structural changes are being made.

Whether you’re building new or renovating, most banks provide green energy packages with interest rates ranging from the likes of 0% for 5 years up to $50k or 1% for 3 years up to $80k that can rollover onto a normal fixed rate loan and some that will be mortgage rate interest bearing with cash contributions. These can be stand alone or part of a larger package with specific quotes for green energy components. Provided to own clients, banks will typically want your entire mortgage with them to qualify.

Green energy for personal applications can include supply and fit out of home insulation, double glazing, heat pumps, ventilation, solar panels through to small scale hydro, wind energy, geothermal resources and can also extend to electric and hybrid motor vehicles and home charging stations. Some banks are also providing green energy for business loans up to $3m at preferred rates for environmental projects.

So if you’re all about saving the planet and your wallet, or just like to be toasty and warm while conserving energy, maybe a green energy loan is for you. Or it might be that you just want to update or extend and make what you’re already got great. There are a myriad of options to choose from that we can walk you through here at Infinance as criteria and offerings can vary greatly amongst lenders.

For more on the above click on the contact link below.

Kim Manunui

Hi, I’m Kim and I work with a great team to help individuals, as well as small and not so small businesses get their message, product and services to the world using digital media and creating wonderful websites that don’t cost the earth.

I was born in Canada, and grew up around Vancouver and the mountains of British Columbia. My love of pristine environments led me to New Zealand and eventually to the mountains, lakes and rivers of the central North Island which is home. My family’s heritage is here, and it’s from here that Korio traverses the planet.

The digital world is never static and neither are we.

And I say ‘we’ because I work with an awesome group of talented people who I gather together as required to complete a project.  Whatever your business, not-for-profit or individual needs are we gather the best team to get the job done.

Collaboratively we are creative, share sustainable values and work hard for great outcomes because that’s the buzz of satisfaction that drives us.

If you have an audience and market to reach, we can make that happen. Creative design, words that work and smart behind the scenes stuff that cuts through the online noise. We’ll design your website and then build it. We’ll manage the content as well as all your hosting needs. We can handle your online advertising so you get noticed,
and we’ll manage your social media presence so you get the clicks, likes and engagement to grow your business. All within the budget you set, because none of this needs to cost the earth.  And the job doesn’t stop when your website goes live. We are your virtual business partner.

https://www.korio.co.nz
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