Why use a broker/adviser

Written By Kim Manunui

First of all the Financial Markets Authority (FMA) who issue licenses to advisers prefer the word adviser to broker, hence we’re called licensed financial advisers now, same thing.

The FMA protocols are set around consultative rather than transactional engagement with measures in place to ensure clients best interests always come first with levels of skill and competence maintained engaging in continued professional development and with the FMA regulated by the Reserve Bank, we follow protocol.

You can go direct to a finance company, bank, insurance company or Kiwisaver provider and they’ll fit you out with what they have and of course being tied they can’t talk about other product, just theirs.

An adviser on the other hand, will have access to multiple providers with systems in place to compare benefits and pricing and can cherry pick the most appropriate for you in terms of benefits and pricing and know what specials are on offer.

Advisers services will typically be free to you and are paid a commission from where they place business, not only that they can often go into bat for you to get better rates than offered by the provider direct.

The adviser network is considered an increasingly important part of providers business as there’s no cost to them until business is written with ongoing client liaisons conducted externally, dramatically reducing overheads.

Advisers have their finger on the pulse, its their job and you get the benefit of their knowledge and experience, plus with direct access on their mobile or email you know you’ll get a response directly rather than a run around the telephone system and a different person each time.

Advisers provide a personal touch with Know Your Customer ( KYC ) at the forefront of every engagement with annual reviews to keep pace with change.

In summation, advisers have your ongoing best interests at heart and will find the most suitable options for your requirements, all at no extra cost to you.

Here at Infinance, we pride ourselves on our ability to attain results so give us a try - click on the link below.

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Kim Manunui

Hi, I’m Kim and I work with a great team to help individuals, as well as small and not so small businesses get their message, product and services to the world using digital media and creating wonderful websites that don’t cost the earth.

I was born in Canada, and grew up around Vancouver and the mountains of British Columbia. My love of pristine environments led me to New Zealand and eventually to the mountains, lakes and rivers of the central North Island which is home. My family’s heritage is here, and it’s from here that Korio traverses the planet.

The digital world is never static and neither are we.

And I say ‘we’ because I work with an awesome group of talented people who I gather together as required to complete a project.  Whatever your business, not-for-profit or individual needs are we gather the best team to get the job done.

Collaboratively we are creative, share sustainable values and work hard for great outcomes because that’s the buzz of satisfaction that drives us.

If you have an audience and market to reach, we can make that happen. Creative design, words that work and smart behind the scenes stuff that cuts through the online noise. We’ll design your website and then build it. We’ll manage the content as well as all your hosting needs. We can handle your online advertising so you get noticed,
and we’ll manage your social media presence so you get the clicks, likes and engagement to grow your business. All within the budget you set, because none of this needs to cost the earth.  And the job doesn’t stop when your website goes live. We are your virtual business partner.

https://www.korio.co.nz
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