First-Home Buyers Find Their Moment

Written By Kim Manunui

How to get on the property ladder as national confidence lifts — and what it means for Taupō.

First-home buyers are once again a driving force in New Zealand’s housing market, accounting for 28.4% of property purchases nationwide in the Dec 25 quarter. After several cautious years, a combination of improved affordability, lower interest rate pressure, and increased choice has created a window of opportunity for buyers entering the market for the first time.

Across the country, house prices remain steady, giving first-home buyers more negotiating power and less competition from investors. At the same time, access to KiwiSaver funds and low-deposit lending options has made home ownership achievable for many households who previously felt locked out.

“Preparation is the single biggest advantage a first-home buyer can have in today’s market.”

We recommend that buyers start with finance pre-approval, which provides certainty around budget and strengthens their position when making an offer. Understanding the true cost of ownership including rates, insurance, maintenance, and potential interest rate changes — is just as important as finding the right property.

Taupō: Balanced, Active, and Buyer-Friendly

Locally, the Taupō market is showing steady momentum. Sales activity has lifted throughout last and into this year, and well-priced homes are attracting solid interest without the pressure of frenzied bidding. While median prices remain resilient around the $850k range, first-home buyers are finding opportunities in entry-level homes, surrounding suburbs and development projects such as Oroko Rise behind Kokomea specifically aimed at first home buyers.

Local agents describe current conditions as balanced — offering buyers time to complete due diligence while still rewarding those who are organised and ready to act.

With careful planning and good advice, first-home buyers in Taupō — and across New Zealand — are well-placed to turn today’s market conditions into tomorrow’s home ownership success.

That’s where Infinance comes in, with our expertise and commitment to excellence, we’re well placed achieve the results you’re looking for.

For more on the above, click on the link below

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Kim Manunui

Hi, I’m Kim and I work with a great team to help individuals, as well as small and not so small businesses get their message, product and services to the world using digital media and creating wonderful websites that don’t cost the earth.

I was born in Canada, and grew up around Vancouver and the mountains of British Columbia. My love of pristine environments led me to New Zealand and eventually to the mountains, lakes and rivers of the central North Island which is home. My family’s heritage is here, and it’s from here that Korio traverses the planet.

The digital world is never static and neither are we.

And I say ‘we’ because I work with an awesome group of talented people who I gather together as required to complete a project.  Whatever your business, not-for-profit or individual needs are we gather the best team to get the job done.

Collaboratively we are creative, share sustainable values and work hard for great outcomes because that’s the buzz of satisfaction that drives us.

If you have an audience and market to reach, we can make that happen. Creative design, words that work and smart behind the scenes stuff that cuts through the online noise. We’ll design your website and then build it. We’ll manage the content as well as all your hosting needs. We can handle your online advertising so you get noticed,
and we’ll manage your social media presence so you get the clicks, likes and engagement to grow your business. All within the budget you set, because none of this needs to cost the earth.  And the job doesn’t stop when your website goes live. We are your virtual business partner.

https://www.korio.co.nz
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