Just as seasons change, so do economic cycles; despite the current economic frost, brighter days are ahead.

While emphasising positive expectations can help to build confidence in our future outlook, we also need to look at the hard data to see where we’re at and understand the real position we’re in.

Focusing on the positives, looking for those hot spots in the economy and gearing up for a shift in gear in the year ahead is where our focus is.

After a consultation process conducted by the Reserve Bank (RBNZ) it has this week been announced that DTI’s will be introduced and LVR’s to be eased from 1st July. Read the full blog for the details and exemptions.

The Government has this week announced scrapping of the Kainga Ora ( KO ) First Home Buyer ( FHB ) grant effective immediately while keeping the first home loan scheme.

As expected, restrictive monetary policy has reduced capacity pressures in the New Zealand economy and lowered consumer price inflation. Annual consumer price inflation is expected to return to within the Committee’s 1 to 3 percent target range by the end of 2024.

Whether it’s your first, another home or investment property, Infinance has the facilities with banks and non-bank lenders to take you there. Discover the essential factors in residential lending for every stage of your property journey.

In a media landscape flooded with doom and gloom, we're here at Infinance to spotlight the silver linings and opportunities amidst the chaos.

From license to aircraft, business or leisure, fixed wing or rotor, commercial drones, maintenance overhauls, upgrades and ancillary equipment … our specialist aviation lending facilities can make it happen.

Explore how to protect your loved ones and yourself in unforeseen circumstances, and learn why having just the right insurance coverage is essential for your financial security.

If I were a betting man, I’d be putting a bob each way on the economy doing exactly what it’s doing right now … going nowhere fast and for a bit longer yet.

The Monetary Policy Committee today agreed to leave the Official Cash Rate (OCR) at 5.50 percent. Read the full statement here.

Good times don’t last and nor do bad so riding through the four economic phases of expansion, peak, contraction and recovery is paramount. There are times however when we need to take a look at how we’re going to get through, spreading lending can help. Click for more details.

Since the rampant property and everything else price hikes post Covid fuelled by low interest rates, high demand and low supply and the following fall back down to pre covid levels, we’re started to see signs of recovery late last year but got off to a sputtering start to 2024. Check out our latest blog for more on that.

If banks are the race horse, the Reserve Banks the jockey. While banks are chomping at the bit to bring interest rates down with some active competitive easing out there … the Reserve Bank on the other hand is say ‘whoa, steady up there ol’ boy’ with a firm hand on the reins to hold the OCR at a steady pace to ease the economy back into form. Click for more details.

Explore the Reserve Bank's latest moves in shaping the borrowing landscape for homebuyers. Delve into the potential impacts of adjustments to Debt-To-Income (DTI) restrictions and Loan-To-Value Ratios (LVRs) on the housing market. Click to uncover the details.

Unlock our insights for 2024! Dive into the latest blog, where we dissect the financial landscape – from interest rates to housing trends. What lies ahead? Click here to read more and stay informed.

Feeling the holiday stress? Check out Strettons Accountants December newsletter for some great tips on reducing that Christmas stress, along with some delicious Christmas recipes!

From personal to commercial and rural, everyone’s circumstances are different and need to be assessed on a case by case basis. There are some underlying fundamentals that apply to most however determining just the right type and amount of cover is the domain of INFINANCE. Lets explore some of the key attributes of insurance.

In today’s world there’s a lot going on with everything we own from homes and contents, cars and lifestyle toys, business interests, our income and ability to earn and life itself … total up its value and there’s a lot to protect. So how do we go about protecting that from loss as there’s been a lot of investment to get it where it is and we don’t want to lose it right! That’s where partnering with an insurer to spread the risk comes in.