The right finance structure can make a real difference to business cashflow. From purchasing vehicles and equipment to refinancing, equity release and seasonal repayments, Infinance can help structure finance around how your assets work and how your business gets paid.

Could your savings be helping you pay less interest on your mortgage?

An offset mortgage links your savings to your home loan, reducing the balance you pay interest on while keeping your money accessible.

We look at how offset mortgages work, the benefits, and whether one could be right for you.

The Official Cash Rate has risen to 2.75% - but what does that mean for homeowners, businesses and the wider New Zealand economy? We take a look at what’s behind the latest OCR increase, what it could mean for borrowing costs, and the outlook from here.

Buying a home is exciting, especially if it’s your first. There are keys to collect, rooms to fill and plenty of plans for the future. But alongside the excitement of taking on a mortgage, it’s worth having a conversation about what happens if life doesn’t quite go according to plan.

That’s where the right insurance can help, read on for some things to consider.

What happens to your business if the person who makes it work suddenly can't?

Most businesses insure their buildings, vehicles, machinery, stock and other assets. But one of the most valuable assets can walk through the door every morning — the people behind the business.

When the economic outlook becomes uncertain, the businesses that stay flexible are often the ones best positioned to take advantage of the recovery.

For many New Zealanders, a new ute or work vehicle isn't a luxury - it's an essential business tool. Whether you're a farmer, contractor, tradesperson or small business owner, the right vehicle can improve productivity, reliability and safety. But before signing on the dotted line, it's worth taking a step back and looking at the bigger financial picture.

Making financial decisions can be overwhelming. Whether you're buying a home, financing business equipment, protecting your family with insurance, or planning for retirement, having an experienced professional in your corner can make all the difference. Here are three reasons why engaging a licensed financial adviser is a smart move.

As expected, June quarter annual inflation announced 21 July is up to 4.1% with the quarterly change up 1.5%. Given the economy is continually evolving, let’s take a look at what might be considered an ideal economic position.

For many business owners, tax debt is viewed as a problem to be managed when cash flow improves. However, when it comes to securing finance, outstanding obligations to Inland Revenue can become a significant barrier.

Receiving a "no" from your bank can be disheartening. Whether you're applying for a mortgage, business finance, vehicle lending, or debt consolidation, it's easy to assume the decision is final.

As expected, the Official Cash Rate ( OCR ) increased by 0.25% today 8th July to 2.5% while inflation abates toward the 2% mid-point target. 

Applying for a mortgage can feel complex, but success often comes down to preparation and discipline. Understanding the do’s and don’ts can significantly improve your chances of approval.

With the Stats NZ first quarter, March 2026 Gross Domestic Product ( GDP ) results announced on June 18 showing strong results with 0.8% growth, this is a clear sign of sustained recovery in the New Zealand economy, GDP being the key metric of economic health. 

We get clients asking about bank cashback offers spurred along by social media posts stating you can get $30k cashback if you switch your mortgage. That may be true if you have a $3m mortgage however in reality most banks typically provide up to 1% cashback of the value of the mortgage on a tiered basis with caps ranging up to $30k depending on the size of the loan and LVR position.

In personal finance, timing rarely feels urgent—until it is. Whether it is buying a home, refinancing a mortgage, reviewing insurance, or committing to an investment strategy, delaying decisions can quietly increase costs and reduce long-term financial flexibility.

After several years of restrictive policy bringing inflation under control and on a solid path to recovery, someone decides to go play in the sand and here we are with inflation back on the table as a direct result of cost increases in production and distribution brought about by fuel price increases.

The Official Cash Rate ( OCR ) was today held at 2.25% as largely expected amongst warnings inflation could hit 4.3% in the September quarter and return to the 2 percent target mid-point in mid 2027 hinting that adjustments may have to be made to the OCR in coming announcements to counter the effects of the Middle East conflict on inflation driven by fuel price increases.

In today’s rapidly changing financial environment, taking a “set and forget” approach to personal or business finances can prove costly. Conducting an annual financial review is one of the simplest and most effective ways to ensure financial arrangements continue to meet changing needs and goals.

Bridging finance can be a fast, flexible solution to secure property before you’ve sold your current property allowing you to upgrade with certainty.